Bermuda Relocation Guide: Timeline & Checklist
Moving to Bermuda is not a linear process. In order for your employer to secure a Work Permit for you, you will need to gather all of the required documents to complete the application. Securing these documents can take several months, so it's important to start the process early.
Track 1: The Immigration Pipeline
Securing a work permit is a collaboration between you, your employer and the Bermuda Department of Immigration.
Start your National Police Certificates (e.g., FBI checks) immediately. In 2026, US police check backlogs can reach 18 weeks. You cannot submit your application without the original national-level certificate. See the Work Permit Documentation Checklist below for more details on what documents are required.
By law, your employer must advertise the role in Bermuda 3 times over a period of 8 days in a local newspaper to ensure no qualified Bermudians are available before they can even file your paperwork. The employer will handle the application submission once you have provided the required documents.
Once your application is submitted, the Department of Immigration targets 20 working days for approval, but the actual processing time can vary depending on the volume of applications.
Track 2: Life Logistics
Submitting your work permit application is just the first step. Next you will need to secure housing, enroll in schools and plan the logistics of your move.
Housing
The earlier you start researching housing, the better. It is recommended to start working with a local real estate agent as soon as possible. The 2026 rental market is extremely competitive and properties can move in days. Note: you will need your confirmed Work Permit or Letter of Authorization from the Department of Immigration to sign a final lease.
Schools
If you are moving with children, note that Public School registration for 2026 typically closes in late November of the previous year. Most private schools operate on a rolling "first-come" basis but always check with the school for the most current information.
Shipping
Apply for your Transfer of Residency Allowance (TRA) upon arrival. Make sure to have an itemized list of what you're importing on hand. TRA gives you a 90-day window to import used household goods duty-free. Without an approved TRA, Customs typically assesses duty at a standard rate of 25% of the items' depreciated value. Note that even with a TRA, all shipments are subject to a 1.25% wharfage fee based on the total value of the goods.
Pet Relocation
Bermuda has very strict pet import requirements. In additional to following specific rabies and microchip requirements, you must also provide original vet-signed health certificates issued within 10 days of arrival.
Standard Work Permit Documentation Checklist
This is a guide ONLY. Consult the official Standard Work Permit application form for the most current requirements.
Relocating to Bermuda? Click here for a printable Relocation and Work Permit Checklist.
1. Legal & Medical
National Police Certificate(s): Original national-level certificate issued within the last six months from your home country and any country where you have resided for the last two years.
Medical Certificate:An original letter from a certified physician confirming you are in good health.
Chest X-Ray & Physician's Letter: Required only if you are from—or have lived for 3+ months in—a high-risk TB jurisdiction as defined by the WHO. Includes an original full-size chest X-ray (plate or CD) with your name and date embedded in the image.
2. Identity & Travel
Passport Photographs: 3 identical passport-sized photos (1½"w x 1¾"h) with your full name written on the reverse in ink. Additionally, 2 photographs for each dependent child.
Passport: An original certified copy of your valid passport.
Multi-Entry Visa: If you are a Visa Controlled National, you must provide a certified copy of a valid least 45 days beyond your work permit's expiration.
4. Professional
Qualifications: Original certified copies of relevant degrees or professional qualification certificates.
Resume: A current resume that supports the employment references.
Employment Contract: Signed by both the employer and the employee.
English Proficiency: Required for those from non-English speaking countries without an English-language degree. Provide a TOEFL or equivalent test result.
4. References
Employment References (2): Supporting letters from HR manager, supervisor or other senior staff confirming your employment experience.
Character References (2): Supporting letters from clergy, teacher, executive, legal or other person of good standing confirming your upstanding character.
4. Family
Marriage Certificate(s): Original certified copies of your marriage certificate(s).
Birth Certificate(s): Original certified copies of birth certificate(s) of all relocating dependent children.
Always check the Bermuda Department of Immigration website for the most current requirements.
Week One Priorities
Phew, you've made it to the island! Here are the most important tasks to be aware of:
- 1Banking:
Visit a local bank in person with the required documents to open your accounts and order your debit card. Check with your bank of choice for the current requirements and fees.
- 2Driver's License:
Bermuda does not recognize foreign licenses. You must pass a written and a car (and/or bike) driving test at the Transport Control Department (TCD). Driving tests must be pre-scheduled (sometimes weeks in advance).
- 3Health Insurance:
Collect your health insurance card. In Bermuda, employers are legally required to cover at least 50% of the cost of the Standard Health Benefit (SHB) for all full-time employees and their unemployed spouses. Many professional firms offer additional coverage, including coverage for children, as part of a competitive relocation package.
- 4Social Insurance:
Register for social insurance as soon as you get your Work Permit.
- 5Utilities:
Pre-book your installation appointments for internet, TV and home phone services. You'll need your Assessment Number on hand.
- 6Public Transportation:
Download the Shorelink app and purchase an unlimited monthly pass to use the Bermuda Ferry and Bus system.
Stop guessing what's next. Get the Master Relocation Checklist and start your 6-month countdown today.
⚠️ Legal Disclaimer & Disclosure
Not Professional Advice: The information provided on this website and within any downloadable guides, checklists, templates, etc. is for general educational purposes only. It is not a substitute for professional advice from a licensed Bermuda attorney, certified public accountant or registered immigration consultant. Use of this information does not create a professional-client relationship.
Accuracy of Information: While we strive to provide the most current data for 2026, Bermuda's laws, fees and policies (including but not limited to the Bermuda Immigration and Protection Act 1956 and the Health Insurance Act 1970) are subject to change without notice. We make no guarantees regarding the completeness or accuracy of the content. Final verification of all statutory dates, fees and requirements remains the sole responsibility of the user. We disclaim all liability for any direct or indirect loss or damage resulting from the use of this information.
Third-Party Liability: This guide contains links to and information about third-party services (banks, schools, real estate agents, etc.). We do not endorse, nor are we responsible for, the actions, service quality or compliance of these third parties.
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